WHAT SETS US APART FROM OTHER MORTGAGE COMPANIES
You never wanted a mortgage.
You really just wanted a house. The mortgage is simply a way to get a house now without paying cash…Work with us – we’ll show you how to get rid of that mortgage in the best way possible.
Our advice is our primary purpose for existence. We believe there is so much wasted money in real estate lending today and this waste has led to the unknown and unintended transfer of vast amounts of your personal wealth to traditional banks and lenders. What we care about is helping you stop the financial waste when you choose to borrow, or not borrow, when you control real estate. No one beats our advice.Learn More
Find Your BorrowSmart Solution
Conventional Home Loan
Do I have to have a really hight credit score to qualify?READ MORE
First Time Home Buyer
How much will I need for a down payment?READ MORE
High Balance Mortgage
Are jumbo loans still a product?READ MORE
Are there products for renovation loans?READ MORE
VA Loans For Military
Did you know there are many VA mortgage products available?READ MORE
Does the bank take title to my home?
No, you retain the same ownership and title that you have today.READ MORE
Down Payment Stalled
We can help you. Contact us today!READ MORE
Are you looking for acerage or country propertyREAD MORE
The BorrowSmart Way -- How It Works
Communication and Efficiency is what makes the BorrowSmart Mortgage way of getting a loan easier then ever.
You Talk We Listen. Let Us Show You A Better Way To BorrowSmart.
Submit Your Application & Our BorrowSmart Team Will Take Care Of The Rest.
This Is Your Most Important Role. The Quicker You Can Submit Your Docs The Quicker We Can Get To Work For You.
We Will Arrange For An Appraiser To Provide An Independent Estimate Of The Value Of The Home.
At This Time, All Necessary Credit Supplements Are Ordered, As Well As Your Title Work, & Tax Transcripts.
Sign All Final Docs and Get Your Keys!!!
Solutions to Help You BorrowSmart
We Love Serving Our Clients
Samantha H. of Salem, OR
Ty has been fantastic from the beginning explaining the process, being there for questions, and being supportive through everything! I feel secure and confident in him as my lender!
cmsnead from Madras, OR
The service we received is unparalleled. We closed a week early as a result of Kristin’s guidance, support, and assistance. Highly recommend her and Borrow Smart to anyone needing these services!
Sean Supple from Bend, OR
Kristin helped me navigate the mortgage and real estate market from across the country as a first time home buyer. I was trying to buy a house in Bend, OR from Ft. Collins, CO. She set me up with two great realtors in the Bend area that helped me get the house I wanted. Kristin helped set me up with a great mortgage rate/closing costs, was very responsive, and helped me with every step along the way to make sure I understood what was going on. I would highly recommend Kristin!
Jill Schmid from West Linn, OR
Kristin made everything about the process painless! From answering our questions clearly and quickly, to uploading documents safely, to getting us a great deal, and getting it all done in record time, we couldn’t be happier! Cannot recommend Kristin more highly.
Will W from West Linn, OR
Kristin was great to work with! She was very responsive and kept me informed all through the process. Issues were resolved quickly and her service level was exceptional. I would use her again and refer her to others looking to get a mortgage.
cjacobsen09 from Eugene, ORFurnishhome, Internation
Kristin was very professional and communicated with me every step of the way. The website for document uploading was user friendly. And most importantly, she took take of everything. Excellent work Kristin. I will recommend you as time goes on.