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# ABOUT US

WHAT SETS US APART FROM OTHER MORTGAGE COMPANIES

You never wanted a mortgage.
You really just wanted a house. The mortgage is simply a way to get a house now without paying cash…Work with us – we’ll show you how to get rid of that mortgage in the best way possible.

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Our advice is our primary purpose for existence. We believe there is so much wasted money in real estate lending today and this waste has led to the unknown and unintended transfer of vast amounts of your personal wealth to traditional banks and lenders. What we care about is helping you stop the financial waste when you choose to borrow, or not borrow, when you control real estate. No one beats our advice.

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Find Your BorrowSmart Solution

Home Loan

Conventional Home Loan

Do I have to have a really hight credit score to qualify?

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Homeready

First Time Home Buyer

How much will I need for a down payment?

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High Balance

High Balance Mortgage

Are jumbo loans still a product?

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Renovation Loans

Renovation Loans

Are there products for renovation loans?

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VA Loans

VA Loans For Military

Did you know there are many VA mortgage products available?

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Reverse Mortgage

Does the bank take title to my home?

No, you retain the same ownership and title that you have today.

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Purchase Loans

Down Payment Stalled

We can help you. Contact us today!

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USDA

Rural Property

Are you looking for acerage or country property

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# STEPS & PROCESS

The BorrowSmart Way -- How It Works

Communication and Efficiency is what makes the BorrowSmart Mortgage way of getting a loan easier then ever.

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Solutions to Help You BorrowSmart

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503-303-3600