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Colby Schoniwitz

Colby Schoniwitz

Loan Advisor
NMLS#: 2669239

Phone: (808) 341-8460
colby@uborrowsmart.com

Hello,

Colby recently transitioned from a background in project management and engineering to mortgage lending, driven by his passion for simplifying the home-buying process. Born and raised in Hawaii, he has called Hillsboro home for seven years. Colby chose Borrow Smart for its commitment to prioritizing clients’ long-term financial well-being through education and empowerment. He’s dedicated to demystifying industry jargon and making the loan process seamless, straightforward, and cost-effective.

Colby lives with his fiancée and their toy poodle, enjoying Oregon’s vibrant farmers’ markets on sunny days and catching Broadway shows when the weather calls for indoor fun.

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Something very few people know about you: I eat jalapeños straight from the jar like a bag of chips
Secret talent: A few magic tricks
If you could pick one skill to have instantly: The ability to read minds
Favorite movie: 50 First Dates
Favorite food: Calamari

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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