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Headshot JRay

Jerry Ray

Mortgage Advisor/Growth Advisor
NMLS#: 290965

Phone: (503) 444-1150
jray@uborrowsmart.com

Hello,

Jerry is a 24-year mortgage professional who sets himself apart with his genuine personality and diligence in building strong partnerships. He has been in leadership roles across Wholesale, Correspondent, and Retail lending channels and chose Borrow Smart Mortgage for its flexible, efficient banker/broker hybrid model—one that runs lean, offers top-notch support, and delivers highly competitive rates and fees.

Originally born in Virginia, Jerry has lived in Oregon for over 30 years. He recently moved to the North Wilsonville area to escape the bustle of Portland. As part of a Navy family, he also lived in Chicago, San Diego, Portsmouth, VA, and spent two years in Sasebo, Japan. Jerry’s family includes his daughter, his life partner, their corgi Oliver, and a Maine Coon cat named Pepper.

Contact Jerry to learn more about how Borrow Smart Mortgage can help you!

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Something very few people know about you: I am an avid outdoorsman and consummate gardener
Favorite food: Thai steak salad

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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