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Services

Conventional Home Loans



A conventional mortgage or conventional loan is any type of home buyer’s loan that is not offered or secured by a government entity. Instead, conventional mortgages are available through private lenders, such as banks, credit unions, and mortgage companies. However, some conventional mortgages can be guaranteed by two government-sponsored enterprises; the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).

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VA Loans


The VA Loan is a chance for us to serve those who have served our country. The VA Loan allows Active Duty Military, Reservists, National Guard, Veterans, and Eligible Surviving Spouses to secure mortgage financing, often with no money down..


FHA Home Loans



FHA Loans are a great option for first-time home buyers and low-to-moderate income buyers. The FHA Loan is a government-backed mortgage insured by the Federal Housing Administration (FHA), so borrowers can secure a reasonable interest rate with a lower down payment.


Reverse Mortgage


For people 62 and older, a reverse mortgage allows the homeowner to convert part of the equity of the home into cash. The reason it’s called a reverse mortgage is that the lender makes payments to the borrower instead of the other way around.


USDA Loans



The USDA Loan was designed to facilitate rural development. USDA Loans are guaranteed by the United States Department of Agriculture. They are available with no down payment and the option to finance the 1% funding fee and other closing costs.


Additional Loan Programs


If you don’t see a loan option that fits your needs, we have many other programs we’re happy to offer. Contact our office today.